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申辦汽車借款後會將汽車抵押在當舖，由當舖負責保管，到期清償款項後再將愛車贖回。 房貸利率申請條件，除了申請人的信用評等以外還包含不動產鑑價。信用評等是關於個人信用、工作收入、負債比延遲繳款等；不動產鑑價則涉及房地的區位條件、市價坪